Keel & Charter Calculators

Short-Term Rental Break-Even Occupancy Calculator

Break-even occupancy is the point where bookings pay for the mortgage, utilities and other fixed costs. Below it you lose money; above it you profit.

Results

How it works

Net per night = nightly rate x (1 - platform fee) - variable cost per night. Break-even nights = fixed costs / net per night. Occupancy = nights / days.

FAQ

What counts as variable cost?

Costs that rise with each booked night: supplies, utilities above base, and the per-night share of cleaning you do not recover in the fee.

What if the result is over 100%?

Your fixed costs are higher than the property can earn at this rate. Raise the rate, cut costs or rethink the deal.

Should I include my own pay?

If you manage it yourself and want to pay yourself, add it to fixed costs.

Coastal South Carolina hosts

See the SC accommodations tax by town calculators for Charleston, Isle of Palms, Folly Beach, Myrtle Beach and more.

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Estimates, not tax or financial advice. Check important numbers with a qualified professional.